Paying for care in your home

​​​Community care services, (sometimes called non-residential care) help to keep you independent, while you live in your own home.

This could include:

  • home care
  • day care services
  • community supported living
  • mental health support
  • shared lives services
  • a direct payment for you to arrange your own care

We use your financial assessment to work out how much you should pay towards the cost of your support.

We use national guidelines set out in the Care Act 2014 to ensure we allocate money fairly. There may be some flexibility if you have higher or more complex needs.

The full cost of your care is your personal budget. For most people, the amount you pay will only be a contribution towards this.

Your contribution

If you have less than £23,250 in savings and investments, you are likely to be eligible for help. This does not include the value of your home.

To work out the amount, we add together:

  • your weekly income, such as pensions and state benefits (but not money you earn)
  • a weekly charge on capital at a rate of £1 a week for every £250 (or part of £250) of your savings over £14,250 but less than £23,250

Then, we take away allowances:

  • to cover your day-to-day living expenses
  • for property-related household expenses
  • for agreed disability-related expenses

The final figure is your contribution.