If you require residential care, you may be eligible for financial help towards the cost.
Residential care homes charge different amounts. It depends upon the facilities they provide and the type and level of care you need.
The amount you are required to contribute is related to how much you are able to pay. We will find out how much you can afford through a financial assessment.
If you have less than £23,250 in savings and investments, you are likely to be eligible for help. This does not include the value of your home.
If you are moving into residential care, we will take the value of your home into account unless:
- your husband, wife or partner continues to live there
- a relative aged 60 or over continues to live there
- a relative under 60 who receives certain disability allowances continues to live there
- a child under 16 who you are financially responsible for continues to live there
You may wish to consider obtaining a loan from us against the value of your home to help towards the cost. We call this a deferred payment.
To find out more about residential care homes, visit the Care Choices website.
If you choose a home that charges above our usual costs, then a top-up fee may be payable.
You may be able to pay these fees yourself. In most cases, they are paid by a third party, such as a family member.
The top-up amount will be agreed between the home, your social worker and you.