Insurance Claims Tree Damage

Request

Please provide the following information concerning claims alleging that trees owned by the council, or situated on council-owned land, caused subsidence or other damage to property.



Please include claims handled by the council's insurers where this information is held by or on behalf of the council.



For each of the financial years 2023/24, 2024/25 and 2025/26, please provide:



1. The number of claims received during that financial year.

2. The total amount paid in compensation or settlement during that financial year.



For the FIVE largest compensation or settlement payments made during the three-year period, please provide:

A. The financial year in which the payment was made

B. The amount paid

C. The type of damage alleged

D. The species of tree involved, where recorded

E. Whether the tree was felled, pruned or retained

F. A brief existing anonymised description of the claim, where held



Please include payments relating to claims received before the requested period if the payment itself was made during the requested period.

Decision

The number of claims received and total amount of compensation paid relating to trees causing subsidence or other property damage, including vehicles, is as follows:

2023/24 – 15 claims, £648.00 (1 claim)

2024/25 – 11 claims, £5,012.73 (2 claims)

2025/26 -  14 claims, no payments

In addition to the above, one claim was paid in July 2024 relating to a claim made in 2022/23 at a cost of £910.60

 

With regards to the further information requested the five largest compensation settlements, please find below the information relating to the four claims that have been settled within the period requested.

 

Question

Claim 1

Claim 2

Claim 3

Claim 4

A

2024/25

2024/25

2025/26

2024/25

B

£648.00

£246.94

£4,765.79

£910.60

C

Fencing & Shed

Fencing

Vehicle

Property

D

Not recorded

Not recorded

Not recorded

Not recorded

E

Not recorded

Not recorded

Not recorded

Not recorded

F

Tree fell into garden from a LCC property , the tree has damaged two fence panels, garden shed

Fence has been damaged due to a fallen tree

Car was parked when a tree fell onto the car causing damage

Tree roots caused damage to property

Reference number
17397253
Date request received
27 July 2026
Date of decision
24 August 2026