If you’re paying the full cost of your care to live independently at home or in a care home at the care providers private rates. You’re known as a self-funder.
This is most common where you have savings or assets adding up to more than the government's capital limit of £23,250. Or you choose not to get our help with your care.
If you do not provide the information we need to complete a financial assessment, or if we have assessed you as not having eligible care needs under the Care Act. You will also have to pay the full cost of care.
Funding your own care in the community
Many people employ a Personal Assistant or a Home Carer to provide care in their own home. If you’re paying the full cost of your care to live independently at home, there are several different ways of arranging home care:
- employ a personal assistant
- arrange your own care directly with a registered provider via the Care Quality Commission website
- contact us to arrange an assessment to identify if your needs. We can help manage your care for you for a one-off arrangement fee.
- you can also secure the services of a broker to manage your care packages.
Funding your own residential care
If you are not eligible for financial help, and you wish to fund your support yourself. You can choose any care home that meets your budget.
If you need some help or advice you can contact us and we can help you explore your options to help you make a decision about what will be best for you.
There are residential care homes across Lincolnshire which will meet different care and living needs. The Lincolnshire Care Services Directory can help you in your search for care and support in Lincolnshire.
For further information on all registered care homes and the standards you have a right to expect from your care home, visit the Care Quality Commission (CQC) website. The CQC is an independent inspectorate for all health and social care in England. This includes care homes and home care services.
Getting more information
Paying for care can be complex, particularly if you are funding your own care. We are not able to provide individual financial advice directly. But we do recommend that you consider seeking independent financial advice as early as possible.
You can find further support with our support and advice page.